Geef ondernemers in ontwikkelingslanden een kans met een lening van 22 euro!
Hoe het werkt: (meer)
|
 |
Kiva partner UGAFODE Microfinance Limited
| Beoordeling (0-5) |    |
| Start Datum bij Kiva | 8 maanden |
| Status fondsenwerving | actief |
| Totaal aantal leningen | € 227.040 |
| Rente & vergoedingen worden berekend | Ja |
| Totale kosten (%) | 47,34 % |
| Winstgevendheid partner | 8,11 % |
| Gemiddelde omvang van de lening (% van het gemiddelde inkomen per inwoner) |
Onbekend |
| Achterstanden ratio | 0,68 % |
| Leningen met betalingsrisico ratio | 2,96 % |
| Default ratio | 0,00 % |
| Wisselkoers verlies ratio | 0,00 % |
| Landen | Oeganda |
Omschrijving
Deze tekst wordt zo snel mogelijk vertaald naar het Nederlands. Klik op de Engelse vlag voor het origineel.
Last updated May 27, 2012
Partner Description:
UGAFODE Microfinance Limited is a microfinance deposit taking institution regulated by the Bank of Uganda that provides a range of loan products -- with special focus on rural clients -- including business loans, group loans, micro-mortgage loans, agricultural loans and flexible housing loans. As of fall 2011, it had a loan portfolio of USD$2.9 million, nine branches, and about 5,300 active borrowers.
UGAFODE has a strong social focus, and tailors loan products to low-income and underserved clients. Four of its branches are located in rural areas 300 km from Kampala, and each branch works with clients within a 50 km radius. Funding from Kiva will allow UGAFODE to grow its innovative loan programs to better serve these individuals, like its agriculture and housing loans -- as well as green loans to help clients adopt sustainable business practices.
Based in Kampala, UGAFODE has strong governance structures in place, with an experienced executive team and board members with backgrounds in banking, accounting, microfinance and law. Accordingly, it has been able to attract stable sources of funding from organizations like Opportunity International, Oiko Credit, and Habitat for Humanity Uganda. The combination of seasoned leadership and solid funding has allowed the organization to post steady growth since its founding in 1994.
The partnership with Kiva will help UGAFODE make an even greater impact on the lives of underserved and underbanked clients in western and central Uganda.
Partner Description:
UGAFODE Microfinance Limited is a microfinance deposit taking institution regulated by the Bank of Uganda that provides a range of loan products -- with special focus on rural clients -- including business loans, group loans, micro-mortgage loans, agricultural loans and flexible housing loans. As of fall 2011, it had a loan portfolio of USD$2.9 million, nine branches, and about 5,300 active borrowers.
UGAFODE has a strong social focus, and tailors loan products to low-income and underserved clients. Four of its branches are located in rural areas 300 km from Kampala, and each branch works with clients within a 50 km radius. Funding from Kiva will allow UGAFODE to grow its innovative loan programs to better serve these individuals, like its agriculture and housing loans -- as well as green loans to help clients adopt sustainable business practices.
Based in Kampala, UGAFODE has strong governance structures in place, with an experienced executive team and board members with backgrounds in banking, accounting, microfinance and law. Accordingly, it has been able to attract stable sources of funding from organizations like Opportunity International, Oiko Credit, and Habitat for Humanity Uganda. The combination of seasoned leadership and solid funding has allowed the organization to post steady growth since its founding in 1994.
The partnership with Kiva will help UGAFODE make an even greater impact on the lives of underserved and underbanked clients in western and central Uganda.
Sociale meerwaarde
| Mix profiel | Bekijk MIX Profiel |
| Netwerk lidmaatschap | Geen |
| Sociale meerwaarde | Rapportage aan MIX |
| Bescherming van clienten | Onbekend |
| Website Kiva Field Partner | Bekijk website |
| Kiva Field Partner email contact | Geen |
Terugbetaling informatie
| Start Datum bij Kiva | 25-04-2012 | |
| Totaal van de leningen | € 361.260 | |
| Bedrag inactieve leningen | € 0 | |
| Aantal inactieve leningen | 0 | |
| Bedrag terug te betalen leningen | € 329.400 | |
| Aantal terug te betalen leningen | 429 | |
| Bedrag beëindigde leningen | € 31.860 | |
| Aantal beëindigde leningen | 42 | |
| Achterstanden ratio | 2,29 % | |
| Bedrag achterstallige betalingen | € 5.781 | |
| Portefeuille uitstaande leningen | € 252.734 | |
| Aantal achterstallige leningen | 40 | |
| Default ratio | 0,00 % | |
| Bedrag beëindigde leningen in default | € 0 | |
| Bedrag beëindigde leningen | € 31.860 | |
| Aantal beëindigde leningen in default | 0 | |
| Wisselkoers verlies ratio | 0,00 % | |
| Bedrag wisselkoers verlies | € 0 | |
| Restitutie ratio | 1,88 % | |
| Bedrag gerestitueerde leningen | € 6.800 | |
| Aantal gerestitueerde leningen | 8 |