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100.00% Geworven
Online sinds 09-02-2018
Lening duur 14 maanden
Startdatum lening 15-02-2018
Sector Verkoop
Activiteit General Store
Land
KameroenLocatie Bafut, NW. Province
Wisselkoers risico JaiOp alle leningen loopt u een wisselkoers risico.Terugbetaling risico JaiIndien deze ondernemer niet terugbetaalt ontvangt u (een gedeelte van) uw geld niet retour.
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General Store
This loan helps to pay for cigarettes, liquor, maggi, salt and sugar.
Ngobesing is married with nine children, all living in a six bedroom apartment in Bafut in the North West Region of Cameroon. He has faced some challenges in life such as: the death of loved ones and sickness, amongst other family problems.
He has been an GHAPE member for over a year and has taken and successfully repaid one loan.
With the new loan requested he plans to stock his provision store with various items ranging from foodstuffs to soft drinks and other household things. He has a positive attitude that the business will succeed because it’s an activity he has been doing for a number of years, his business site is well located and there is an ever ready demand. He will make extra profits as he will be buying in bulk from the city.
He says his activity will help the community since it will shorten their distance from going to far off markets
With the profit generated from the loan, he will plough some back into his business, pay children’s school costs and provide basic necessities for the family.
He prefers getting a loan from GHAPE because of the moderate repayment schedule, low interest rates and the business knowledge he gets before receiving loans.
Opmerkingen bij deze lening:
Totaal lening bedrag € 200
| Verwachte betaling | Daadwerkelijke betaling | Opmerking | |
| april 2018 | € 8,34 | € 0,00 | |
| mei 2018 | € 16,68 | € 0,00 | |
| juni 2018 | € 16,68 | € 0,00 | |
| juli 2018 | € 16,68 | € 0,00 | |
| augustus 2018 | € 16,68 | € 0,00 | |
| september 2018 | € 16,68 | € 0,00 | |
| oktober 2018 | € 16,68 | € 0,00 | |
| november 2018 | € 16,68 | € 0,00 | |
| december 2018 | € 16,68 | € 0,00 | |
| januari 2019 | € 16,68 | € 0,00 | |
| februari 2019 | € 16,68 | € 0,00 | |
| maart 2019 | € 16,68 | € 0,00 | |
| april 2019 | € 8,18 | € 0,00 |
Lokale Kiva partner
Grounded and Holistic Approach for People's Empowerment (GHAPE)
Beoordeling (0-5)
Status
Sinds 30-11--0001
Achterstallig 0,00 %
Rente & vergoedingen worden berekend Ja
Totale kosten (%) 22,10 %
Wanbetaling 0 %
Leningen totaal bedrag € 523.525,00
Projecten 1.033
( bekijk leningen )
GHAPE heeft namelijk minder dan 1000 actieve leners en Kiva heeft sinds 2008 geen gecontroleerde financiele verslaglegging ontvangen.
Vanwege de goede ervaringen en omdat GHAPE al een partner was voordat deze eisen zijn opgesteld, mogen zij nog leningen plaatsen.