Start Datum bij Kiva 14 maanden
Totaal aantal leningen € 654.500
Rente & vergoedingen worden berekend Ja
Totale kosten (%) 30,43 %
Winstgevendheid partner 1,81 %
Gemiddelde omvang van de lening
(% van het gemiddelde inkomen per inwoner)
60,71 %
Gemiddelde omvang van de lening
(% van het gemiddelde inkomen per inwoner)
60,71 %
Achterstanden ratio 1,22 %
Leningen met betalingsrisico ratio 5,91 %
Default ratio 0,00 %
Wisselkoers verlies ratio 0,00 %
Landen Honduras
Omschrijving
Deze tekst wordt zo snel mogelijk vertaald naar het Nederlands. Klik op de Engelse vlag voor het origineel. x
In 1989 a small credit program began that was called âWomen in Business,â a program much smaller than what is now considered ODEF. In 1990 that program grew by offering a âHome Improvementâ loan product in rural areas.
In 1992, ODEF made a change toward becoming self-sufficient by expanding their credit options, starting with a loan product for men. By 1996, the organization had become fully self-sufficient.
In 2000, Honduras passed a law to regulate the services provided by Private Development Organizations (Organizaciones Privadas de Desarrollo, or OPD) that were also committed to financial services. The law was aimed at guaranteeing the legal status, transparency and security of the operations of those organizations. The law ordained that the institutions already in existence must choose between the transformation into an OPD, offering both financial and social services, or that they create a new institution that would be dedicated exclusively to financial services.
ODEF decided to create a new financial services institution called ODEF-OPDF (Private Financial Development Organization, or Organización Privada de Desarrollo Financiero), achieving this status in 2005. In this way, they were able to maintain the position that theyâd achieved due to their work since 1989.
In 2008 they became ODEF Financiera S.A., with an active portfolio of 500 million Lempiras and more than 25,000 clients, proving themselves to be a successful business with a promising future.
Throughout the years, these efforts and achievements have been possible thanks to the vision of the governing members, the staff, the product methodology, and the selective nature of choosing clients.
Today, ODEF has 31 branches throughout the northwest region of the country.
Vision
To be the leading microfinance institution in the country, with the highest impact standards in the industry.
Mission
To bring financial services to low income populations to contribute to combating the causes of poverty.
Â
Sociale meerwaarde
Mix profiel | Bekijk MIX Profiel |
Netwerk lidmaatschap | REDMICROH - Red de Instituciones de Microfinanzas de Honduras |
Sociale meerwaarde | Rapportage aan MIX |
Bescherming van clienten | Ondersteund |
Website Kiva Field Partner | Bekijk website |
Kiva Field Partner email contact | Geen |
Terugbetaling informatie
Start Datum bij Kiva | 08-10-2011 | |
Totaal van de leningen | € 726.680 | |
Bedrag inactieve leningen | € 0 | |
Aantal inactieve leningen | 0 | |
Bedrag terug te betalen leningen | € 498.600 | |
Aantal terug te betalen leningen | 832 | |
Bedrag beëindigde leningen | € 228.080 | |
Aantal beëindigde leningen | 521 | |
Achterstanden ratio | 1,32 % | |
Bedrag achterstallige betalingen | € 4.807 | |
Portefeuille uitstaande leningen | € 364.085 | |
Aantal achterstallige leningen | 68 | |
Default ratio | 0,07 % | |
Bedrag beëindigde leningen in default | € 165 | |
Bedrag beëindigde leningen | € 228.080 | |
Aantal beëindigde leningen in default | 1 | |
Wisselkoers verlies ratio | 0,00 % | |
Bedrag wisselkoers verlies | € 0 | |
Restitutie ratio | 0,19 % | |
Bedrag gerestitueerde leningen | € 1.360 | |
Aantal gerestitueerde leningen | 2 |