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Agriculture
This loan helps to pay for farm rents and labour, and to buy seeds, chicks, feeders, waterers, and vaccines.
She is married and is a mother of six children with whom she lives in a four-bedroom apartment in Bamenda, North West Region of Cameroon. She has faced some challenges in life such as the death of loved ones, especially her daughter, and theft.
She joined GHAPE in 2011 and has taken and successfully repaid four loans.
With the new loan requested she plans to increase the size of her poultry business by buying more chicks, feed, vaccines, drugs, and feeders. She will also buy seeds, rent farms, pay for labour and lots more.
She has a positive attitude that the business will succeed because she already has a mastery of this activity and a ready market, and she sells at moderate prices to attract more customers.
She says her activity will help the community since she will supply fowls and farm produce to them at moderate prices, thus reducing their distance from going to far-off areas to buy.
With the profit to be gotten from the loan, she will plough back some into her activity, pay her children’s school fees, and provide basic necessities for the family.
She prefers getting a loan from GHAPE because of the moderate repayment schedule, low interest rates, the business knowledge she gets before receiving loans, and no collateral.
Opmerkingen bij deze lening:
Totaal lening bedrag € 375
Verwachte betaling | Daadwerkelijke betaling | Opmerking | |
juli 2018 | € 17,86 | € 0,00 | |
augustus 2018 | € 17,86 | € 0,00 | |
september 2018 | € 17,86 | € 0,00 | |
oktober 2018 | € 17,86 | € 0,00 | |
november 2018 | € 17,86 | € 0,00 | |
december 2018 | € 17,86 | € 0,00 | |
januari 2019 | € 17,86 | € 0,00 | |
februari 2019 | € 17,86 | € 0,00 | |
maart 2019 | € 17,86 | € 0,00 | |
april 2019 | € 17,86 | € 0,00 | |
mei 2019 | € 17,86 | € 0,00 | |
juni 2019 | € 17,86 | € 0,00 | |
juli 2019 | € 17,86 | € 0,00 | |
augustus 2019 | € 17,86 | € 0,00 | |
september 2019 | € 17,86 | € 0,00 | |
oktober 2019 | € 17,86 | € 0,00 | |
november 2019 | € 17,86 | € 0,00 | |
december 2019 | € 17,86 | € 0,00 | |
januari 2020 | € 17,86 | € 0,00 | |
februari 2020 | € 17,85 | € 0,00 | |
maart 2020 | € 17,81 | € 0,00 |
Lokale Kiva partner
Grounded and Holistic Approach for People's Empowerment (GHAPE)
Beoordeling (0-5)
Status
Sinds 30-11--0001
Achterstallig 0,00 %
Rente & vergoedingen worden berekend Ja
Totale kosten (%) 22,10 %
Wanbetaling 0 %
Leningen totaal bedrag € 523.525,00
Projecten 1.033
( bekijk leningen )
GHAPE heeft namelijk minder dan 1000 actieve leners en Kiva heeft sinds 2008 geen gecontroleerde financiele verslaglegging ontvangen.
Vanwege de goede ervaringen en omdat GHAPE al een partner was voordat deze eisen zijn opgesteld, mogen zij nog leningen plaatsen.